About CSG

Personal guidance, built around your circumstances.

Integrity, transparency and a focus on the client guide every recommendation we make.

CSG Financial co-founders, left to right: Steven Calio, Zachary Stone and Shane Galante

Our story

Our three founders began their careers at one of Delaware’s largest wealth management firms.

Working with clients there, we kept running into the same problems across the industry:

Standardized plans with little flexibility
High fees
Limited access to your advisor
Complex, product-driven solutions

These shortcomings were common and preventable, so we founded CSG Financial to do it differently. We take a planning-first approach with no commissions, transparent fees and a fiduciary standard across everything we do.

Meet the founders

Every CSG client works with a team that includes a CERTIFIED FINANCIAL PLANNER™ professional.

Steven Calio, CFP®

Chief Executive Officer & Co-founder

Steve believes in starting to plan as early as possible, with transparency and trust at the center of every advisory relationship. He earned a B.S. in Marketing from the University of Delaware’s Alfred Lerner College of Business & Economics.

Outside the office, Steve loves spending time with his two children. He also enjoys traveling and hiking, and he’s working toward visiting all 63 U.S. national parks.

LinkedIn steven.calio@csg-financial.com Book a meeting CFP® profile NAPFA profile Wealthtender

Zachary Stone

Chief Financial Officer & Co-founder

Zack was born and raised in Dover, where he attended Holy Cross and played baseball at Dover High School before going on to Bridgewater College. He’s known for listening closely, always learning, and explaining complex strategies in plain terms.

He believes a financial plan should be highly flexible. Away from work you’ll find him at the Delaware beaches, at a Phillies game, or debating movies.

LinkedIn zack.stone@csg-financial.com Book a meeting Wealthtender

Shane Galante, CFP®, MBA

Chief Operating Officer & Co-founder

Before CSG, Shane worked at Delaware’s largest health system and its largest wealth management firm. He earned his MBA at West Chester University. He sees financial planning as a lifelong process and values long-term relationships with his clients.

He helped found CSG to build a firm grounded in financial integrity, fee transparency and strong community ties. Shane grew up in Oxford, PA, and lives in Havertown, PA, with his family.