/*
Theme Name: CSG Financial
Theme URI: https://csg-financial.com/
Author: CSG Financial
Description: Lightweight custom theme for CSG Financial, built from the approved site design.
Version: 1.0.0
Requires at least: 6.5
Tested up to: 7.1
Requires PHP: 8.0
Text Domain: csg
License: Proprietary
*/
/* Layout idea: a CSG-navy hero with a drawn "horizon" of layered ridgelines; everything below is quiet, left-aligned, open paper with hairline structure. */
:root{
  --ink:#06345A;        /* CSG navy from the logo: hero, headings, primary buttons */
  --deep:#03182C;       /* bull shadow navy: footer */
  --paper:#F5F7FA;      /* page background */
  --mist:#E5ECF3;       /* soft panels */
  --brass:#7FA9D3;      /* sky blue accent: horizon sun, focus, small rules */
  --slate:#4A5B6C;      /* secondary text */
  --line:#CBD7E3;       /* hairlines */
  --accent-ink:#2D6BA3; /* accent for text on light backgrounds */
  --white:#FFFFFF;
  --display:"Jost", "Avenir Next", "Century Gothic", system-ui, sans-serif;
  --body:"Hanken Grotesk", system-ui, -apple-system, "Segoe UI", sans-serif;
  --wrap:1120px;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%}
a{color:inherit}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px;border-radius:2px}
h1,h2,h3{font-family:var(--display);font-weight:400;letter-spacing:.005em;line-height:1.12;text-wrap:balance;margin:0}
h1{font-size:clamp(2.5rem,5.6vw,4.3rem);font-weight:300!important;letter-spacing:-.005em}
h2{font-size:clamp(1.9rem,3.6vw,2.7rem)}
h3{font-size:1.4rem;line-height:1.25}
p{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.lede{font-size:1.2rem;color:var(--slate);max-width:62ch}

/* Header */
header.site{position:sticky;top:0;z-index:20;background:rgba(245,247,250,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:24px;height:68px}
.brand{display:flex;align-items:center;text-decoration:none;flex:none}
.brand img{display:block;height:auto}
.brand b{font-family:var(--display);font-weight:500;font-size:1.55rem;letter-spacing:.02em}
.brand span{font-size:.95rem;color:var(--slate)}
nav.main{display:flex;gap:4px;align-items:center}
nav.main a{text-decoration:none;font-size:.95rem;padding:8px 12px;border-radius:6px;color:var(--slate)}
nav.main a:hover{color:var(--ink);background:var(--mist)}
nav.main a[aria-current="page"]{color:var(--ink);font-weight:600}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:600 .98rem var(--body);text-decoration:none;padding:12px 22px;border-radius:999px;border:1px solid var(--ink);background:var(--ink);color:var(--paper);cursor:pointer;transition:background .15s,color .15s}
.btn:hover{background:#0A4677}
.btn.ghost{background:transparent;color:var(--ink)}
.btn.ghost:hover{background:var(--mist)}
.btn.light{background:var(--paper);color:var(--ink);border-color:var(--paper)}
.btn.light:hover{background:var(--mist)}
.btn.outline-light{background:transparent;color:var(--paper);border-color:rgba(246,247,244,.5)}
.btn.outline-light:hover{background:rgba(246,247,244,.1)}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:600 .9rem var(--body);color:var(--ink);cursor:pointer}
.bar .btn{padding:10px 18px;font-size:.92rem}
.bar .btn,.login summary,nav.main a{white-space:nowrap}
@media (min-width:1121px){nav.main a{padding:8px 8px;font-size:.93rem}.bar{gap:14px}.bar .btn{padding:10px 16px}.login summary{padding:9px 12px}}
@media (max-width:1120px){
  .menu-toggle{display:block}
  .bar .btn{display:none}
  nav.main{display:none;position:absolute;left:0;right:0;top:68px;background:var(--paper);flex-direction:column;align-items:stretch;padding:12px 24px 20px;border-bottom:1px solid var(--line)}
  nav.main.open{display:flex}
  nav.main a{padding:12px 8px;font-size:1.05rem}
}

/* Hero */
.hero{background:var(--ink);color:var(--paper);position:relative;overflow:hidden}
.hero .wrap{position:relative;z-index:2;padding-top:88px;padding-bottom:220px}
.hero p.lede{color:#C6D6E6;margin-top:24px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:36px}
.hero canvas{position:absolute;left:0;right:0;top:0;bottom:0;width:100%;height:100%;z-index:1;display:block}
.hero .tagline{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:40px;font-size:.95rem;color:#A5BCD3}
.hero .tagline span{display:inline-flex;align-items:center;gap:8px}
.hero .tagline span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--brass)}

/* Positioning, paths, proof, login */
.hero .position{font-family:var(--display);font-weight:300;font-size:clamp(1.3rem,2.2vw,1.65rem);color:var(--brass);margin-top:20px;max-width:46ch;text-wrap:balance;line-height:1.35}
.hero p.lede{margin-top:16px}
.paths{margin-top:40px}
.paths.light{margin-top:36px}
.paths p{font-size:.95rem;color:#A5BCD3;margin-bottom:12px}
.paths div{display:flex;flex-wrap:wrap;gap:10px}
.paths a{text-decoration:none;font-size:.95rem;font-weight:500;padding:9px 16px;border-radius:8px;background:rgba(245,247,250,.08);border:1px solid rgba(245,247,250,.22);color:var(--paper);transition:background .15s,border-color .15s}
.paths a:hover{background:rgba(245,247,250,.16);border-color:var(--brass)}
.paths.light p{color:var(--slate)}
.paths.light a{background:var(--white);border-color:var(--line);color:var(--ink)}
.paths.light a:hover{border-color:var(--ink);background:var(--white)}
.spec .spec-groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px 0}
.spec .spec-groups>div+div{padding-left:28px}
.spec .spec-groups>div{display:grid;gap:10px;align-content:start}
.spec .spec-groups b{font-size:.92rem;font-weight:600;color:var(--accent-ink)}
@media (max-width:820px){.spec .spec-groups{grid-template-columns:1fr}.spec .spec-groups>div+div{padding-left:0}}
.proof{background:var(--white);border-bottom:1px solid var(--line)}
.proof ul{list-style:none;margin:0 auto;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));padding-top:28px;padding-bottom:28px}
.proof li{display:grid;gap:4px;padding:0 24px;border-left:1px solid var(--line)}
.proof li:first-child{border-left:0;padding-left:0}
.proof b{font-family:var(--display);font-weight:400;font-size:1.45rem;color:var(--ink)}
.proof span{color:var(--slate);font-size:.95rem}
@media (max-width:820px){.proof ul{grid-template-columns:1fr 1fr;gap:20px 0}.proof li:nth-child(3){border-left:0;padding-left:0}}
@media (max-width:440px){.proof ul{grid-template-columns:1fr}.proof li{border-left:0;padding-left:0}}
.bar-actions{display:flex;align-items:center;gap:8px}
.login{position:relative}
.login summary{list-style:none;cursor:pointer;font-size:.92rem;font-weight:500;padding:9px 14px;border-radius:999px;border:1px solid var(--line);color:var(--ink)}
.login summary::-webkit-details-marker{display:none}
.login summary::after{content:"";display:inline-block;width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);margin:0 0 3px 8px}
.login[open] summary{border-color:var(--ink)}
.login-menu{position:absolute;right:0;top:calc(100% + 8px);background:var(--white);border:1px solid var(--line);border-radius:10px;box-shadow:0 10px 30px rgba(6,52,90,.12);padding:6px;min-width:180px;display:grid}
.login-menu a{text-decoration:none;padding:10px 12px;border-radius:6px;font-size:.95rem}
.login-menu a:hover{background:var(--mist)}
.mobile-logins{display:none}
@media (max-width:1120px){
  .bar-actions{display:none}
  .mobile-logins{display:flex;flex-wrap:wrap;gap:4px 16px;align-items:center;border-top:1px solid var(--line);margin-top:8px;padding-top:12px}
  .mobile-logins b{width:100%;font-size:.9rem;color:var(--slate);font-weight:500}
  nav.main .mobile-logins a{padding:8px 0}
}

/* Page heads (inner pages) */
.pagehead{background:var(--ink);color:var(--paper)}
.pagehead .wrap{padding-top:72px;padding-bottom:64px}
.pagehead p{color:#C6D6E6;margin-top:18px;font-size:1.15rem;max-width:60ch}
.pagehead .crumb{font-size:.95rem;color:var(--brass);margin-bottom:14px}
.pagehead .team-note{margin-top:12px;font-size:1rem}
.pagehead .team-note a{color:var(--brass);font-weight:600;text-underline-offset:3px}
.pagehead .crumb a{color:var(--brass);text-underline-offset:3px}
.pagehead .crumb span{margin:0 6px;opacity:.7}

/* Sections */
section.block{padding:96px 0}
section.block.tight{padding:64px 0}
section.block.mist{background:var(--mist)}
.sec-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr);gap:48px;align-items:end;margin-bottom:56px}
.sec-head p{color:var(--slate);font-size:1.08rem;max-width:56ch}
@media (max-width:820px){.sec-head{grid-template-columns:1fr;gap:16px}}

/* Featured strip */
.press{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--white)}
.press .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:16px 40px;padding-top:30px;padding-bottom:30px;flex-direction:column;align-items:stretch}
.press small{color:var(--slate);font-size:.9rem}
.press ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 28px}
.press img{display:block;max-width:100%;height:auto;transition:opacity .15s}
.press a{display:block;border-radius:4px}
.press a:hover img{opacity:.7}
@media (max-width:1200px){.press ul{justify-content:center;gap:24px 0}.press li{flex:0 0 20%;display:flex;justify-content:center;padding:0 10px}}
@media (max-width:640px){.press li{flex-basis:33.333%;padding:0 6px}}
.press li{font-family:var(--display);font-size:1.12rem;color:#5A6B7C}

/* Who we serve */
.serve{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--ink)}
.serve div{padding:28px 28px 8px 0}
.serve div+div{padding-left:28px;border-left:1px solid var(--line)}
.serve p{color:var(--slate);margin-top:10px}
.serve p.lead{color:var(--accent-ink);font-weight:600;font-size:.95rem;margin-top:14px}
@media (max-width:820px){.serve{grid-template-columns:1fr}.serve div,.serve div+div{padding:24px 0;border-left:0;border-bottom:1px solid var(--line)}}

/* Principles */
.principles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px 48px}
.principles div{border-top:2px solid var(--brass);padding-top:18px}
.principles h3{font-size:1.3rem}
.principles p{color:var(--slate);margin-top:8px}
@media (max-width:820px){.principles{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.principles{grid-template-columns:1fr}}

/* Process steps */
.steps{list-style:none;margin:0;padding:0;counter-reset:s;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0}
.steps li{counter-increment:s;padding:28px 28px 32px 0;border-top:1px solid var(--line);position:relative}
.steps li::before{content:counter(s);font-family:var(--display);font-size:2.6rem;line-height:1;color:var(--accent-ink);display:block;margin-bottom:14px;font-variant-numeric:tabular-nums}
.steps h3{font-size:1.3rem}
.steps em{display:block;font-style:normal;color:var(--slate);font-size:.95rem;margin-top:2px}
.steps p{color:var(--slate);margin-top:10px}
@media (max-width:820px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}
@media (max-width:640px){#page-home .steps li:nth-child(n+4){display:none}#page-home .steps-more{display:inline}#page-home .steps-full{display:none}}
.steps-more{display:none}
.steps.full{grid-template-columns:1fr}
.steps.full li{display:grid;grid-template-columns:90px minmax(0,1fr) minmax(0,1.3fr);gap:24px;align-items:start;padding:36px 0}
.steps.full li::before{margin:0}
.steps.full p{margin:0}
@media (max-width:820px){.steps.full li{grid-template-columns:60px 1fr}.steps.full p{grid-column:2}}

/* Services */
.services{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.svc{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:32px;display:flex;flex-direction:column;gap:16px}
.svc.feature{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.svc .fee{font-family:var(--display);font-size:1.7rem;font-variant-numeric:tabular-nums}
.svc .fee small{display:block;font-family:var(--body);font-size:.9rem;color:var(--slate);margin-top:2px}
.svc.feature .fee small{color:#A5BCD3}
.svc .fee .alt{display:block;font-size:1.1rem;color:var(--accent-ink);margin-top:2px}
.svc.feature .fee .alt{color:var(--brass)}
.svc ul{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.svc li{padding-left:22px;position:relative;color:var(--slate)}
.svc.feature li{color:#C6D6E6}
.svc li::before{content:"";position:absolute;left:0;top:.7em;width:10px;height:1px;background:var(--brass)}
.svc .btn{margin-top:auto;align-self:flex-start}
.tiers{width:100%;border-collapse:collapse;font-size:.95rem;font-variant-numeric:tabular-nums}
.tiers td{padding:7px 0;border-bottom:1px solid var(--line);color:var(--slate)}
.tiers td:last-child{text-align:right;color:var(--ink);font-weight:600}
.svc p.for{color:var(--accent-ink);font-weight:600;font-size:.95rem;margin-top:-6px}
.svc.feature p.for{color:var(--brass)}
.svc.wide{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:48px;align-items:start}
@media (max-width:920px){.services{grid-template-columns:1fr}.svc.wide{grid-template-columns:1fr;gap:24px}}

.fee-rules{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr);gap:24px}
.rule{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:32px;display:grid;gap:12px;align-content:start}
.rule.feature{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.rule .big{font-family:var(--display);font-weight:300;font-size:2.6rem;line-height:1;color:var(--accent-ink);font-variant-numeric:tabular-nums}
.rule.feature .big{color:var(--brass)}
.rule p{color:var(--slate)}
.rule.feature p{color:#C6D6E6}
.rule ul{margin:4px 0 0;padding:0;list-style:none;display:grid;gap:10px}
.rule li{padding-left:22px;position:relative;color:var(--slate)}
.rule li b{color:var(--ink);font-weight:600}
.rule li::before{content:"";position:absolute;left:0;top:.7em;width:10px;height:1px;background:var(--brass)}
@media (max-width:820px){.fee-rules{grid-template-columns:1fr}}

/* About */
.story{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);gap:56px}
.story .body{display:grid;gap:18px;font-size:1.08rem;color:var(--slate);max-width:62ch}
.story .body p:first-child{font-family:var(--display);font-size:1.55rem;line-height:1.35;color:var(--ink)}
.problems{list-style:none;margin:8px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 24px}
.problems li{border-left:2px solid var(--brass);padding-left:12px;color:var(--ink)}
@media (max-width:820px){.story{grid-template-columns:1fr;gap:20px}.problems{grid-template-columns:1fr}}
.team{display:grid;gap:0}
.person{display:grid;grid-template-columns:160px minmax(0,1fr) minmax(0,1.5fr);gap:32px;padding:40px 0;border-top:1px solid var(--line)}
.person:last-child{border-bottom:1px solid var(--line)}
.mono{width:160px;height:160px;border-radius:12px;object-fit:cover;object-position:center 20%;background:var(--mist)}
.person .role{color:var(--slate);margin-top:6px}
.person .bio{display:grid;gap:12px;color:var(--slate)}
@media (max-width:820px){.person{grid-template-columns:96px 1fr;gap:20px}.mono{width:96px;height:96px}.person .bio{grid-column:1/-1}}

.person .bio .connect{display:flex;flex-wrap:wrap;gap:8px;margin-top:4px}
.connect a{display:inline-flex;align-items:center;gap:8px;padding:7px 14px;border:1px solid var(--line);border-radius:999px;background:var(--white);color:var(--ink);text-decoration:none;font-size:.92rem;font-weight:500;overflow-wrap:anywhere}
.connect a:hover{border-color:var(--ink)}
.connect svg{flex:none}
.connect a.cfp img{display:block;height:18px;width:auto}

/* Team photo */
.teamphoto{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:56px;align-items:center}
.teamphoto img{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:16px;display:block}
.teamphoto .txt{display:grid;gap:18px}
.teamphoto .txt p{color:var(--slate);font-size:1.08rem}
.teamphoto .names{list-style:none;margin:0;padding:0;display:grid;gap:10px;border-top:1px solid var(--line);padding-top:18px}
.teamphoto .names b{font-weight:600}
.teamphoto .names span{color:var(--slate)}
@media (max-width:820px){.teamphoto{grid-template-columns:1fr;gap:28px}}
.wide-photo{width:100%;height:auto;aspect-ratio:21/9;object-fit:cover;object-position:center 35%;border-radius:16px;display:block}
@media (max-width:640px){.wide-photo{aspect-ratio:4/3}}

/* Niche pages */
.niche-intro{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:56px;align-items:start}
.lead-card{display:grid;grid-template-columns:120px 1fr;gap:20px;align-items:start;background:var(--white);border:1px solid var(--line);border-radius:14px;padding:24px}
.lead-card img{width:120px;height:120px;object-fit:cover;object-position:center 20%;border-radius:10px;display:block}
.lead-card b{display:block;font-weight:600}
.lead-card span{display:block;color:var(--slate);font-size:.95rem}
.lead-card p{color:var(--slate);margin-top:10px;font-size:.98rem}
.niche-next{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:56px;align-items:start}
.niche-links{display:grid;border-top:1px solid var(--ink)}
.niche-links a{padding:16px 0;border-bottom:1px solid var(--line);text-decoration:none;font-weight:500}
.niche-links a:hover{color:var(--accent-ink)}
@media (max-width:820px){.niche-intro,.niche-next{grid-template-columns:1fr;gap:28px}.lead-card{grid-template-columns:80px 1fr}.lead-card img{width:80px;height:80px}}
.expect{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:36px 48px}
.expect div{border-top:2px solid var(--brass);padding-top:18px}
.expect p{color:var(--slate);margin-top:8px}
@media (max-width:820px){.expect{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.expect{grid-template-columns:1fr}}
.serve a.more{display:inline-block;margin-top:12px;font-weight:600;font-size:.95rem;color:var(--ink);text-underline-offset:4px;text-decoration-color:var(--brass)}

.hub-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:end;gap:24px 48px;margin-bottom:36px}
.hub-head p{color:var(--slate);font-size:1.08rem;margin-top:10px;max-width:52ch}
.hub-lead{display:flex;align-items:center;gap:14px}
.hub-lead img{width:64px;height:64px;border-radius:50%;object-fit:cover;object-position:center 20%;background:var(--mist);display:block}
.hub-lead b{display:block;font-weight:600}
.hub-lead span{display:block;color:var(--slate);font-size:.92rem}
.niche-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.niche-card{display:flex;flex-direction:column;gap:10px;background:var(--white);border:1px solid var(--line);border-top:3px solid var(--brass);border-radius:14px;padding:28px;text-decoration:none;transition:border-color .15s,transform .15s}
.niche-card:hover{border-color:var(--ink);transform:translateY(-2px)}
.niche-card p{color:var(--slate)}
.niche-card span{margin-top:auto;padding-top:8px;font-weight:600;font-size:.95rem;color:var(--accent-ink)}
@media (max-width:820px){.niche-grid{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){.niche-card{transition:none}.niche-card:hover{transform:none}}

.review-links{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.review-links a{display:flex;flex-direction:column;gap:6px;padding:28px;border:1px solid var(--line);border-top:3px solid var(--brass);border-radius:14px;background:var(--white);text-decoration:none;transition:border-color .15s}
.review-links a:hover{border-color:var(--ink)}
.review-links b{font-family:var(--display);font-weight:400;font-size:1.5rem}
.review-links span{color:var(--slate)}
.review-links em{font-style:normal;font-weight:600;color:var(--accent-ink);margin-top:8px}
.review-disclosure{margin-top:20px;max-width:90ch;font-size:.9rem;color:var(--slate)}
.case-group{display:grid;gap:20px}
.case-group+.case-group{margin-top:56px}
.case-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.case{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:28px;display:flex;flex-direction:column;gap:10px}
.case-tag{color:var(--accent-ink);font-weight:600;font-size:.92rem}
.case h3{font-size:1.3rem}
.case dl{margin:6px 0 0;display:grid;gap:14px}
.case dt{font-size:.85rem;font-weight:600;color:var(--ink);text-transform:uppercase;letter-spacing:.06em}
.case dd{margin:4px 0 0;color:var(--slate);font-size:.98rem}
.case-note{margin-top:40px;font-size:.88rem;color:var(--slate);max-width:90ch}
@media (max-width:920px){.case-grid{grid-template-columns:1fr}}
@media (max-width:720px){.review-links{grid-template-columns:1fr}}

/* Policy */
.policy{max-width:72ch;display:grid;gap:16px;color:var(--slate)}
.policy h2{font-size:1.5rem;color:var(--ink);margin-top:20px}
.policy ul{margin:0;padding-left:22px;display:grid;gap:8px}

/* FAQ / resources */
.faq{border-top:1px solid var(--ink)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:24px 40px 24px 0;font-family:var(--display);font-size:1.35rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:20px;font-family:var(--body);font-size:1.6rem;color:var(--accent-ink);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 26px;color:var(--slate);max-width:66ch}
.logins{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.logins a{display:flex;flex-direction:column;gap:4px;padding:24px;border:1px solid var(--line);border-radius:12px;background:var(--white);text-decoration:none;transition:border-color .15s}
.logins a:hover{border-color:var(--ink)}
.logins b{font-family:var(--display);font-weight:500;font-size:1.3rem}
.logins span{color:var(--slate);font-size:.95rem}
@media (max-width:720px){.logins{grid-template-columns:1fr}}

/* Contact */
.contact-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:48px;align-items:start}
.contact-card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:32px;display:grid;gap:22px}
.contact-card dt{font-size:.92rem;color:var(--slate)}
.contact-card dd{margin:2px 0 0;font-size:1.1rem}
.contact-card dl{margin:0;display:grid;gap:18px}
@media (max-width:820px){.contact-grid{grid-template-columns:1fr}}

/* Memberships strip */
.assoc{background:var(--white);border-top:1px solid var(--line)}
.assoc .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 40px;padding-top:36px;padding-bottom:36px}
.assoc p{color:var(--slate);font-size:.95rem;max-width:18ch}
.assoc ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:24px 48px;flex:1}
.assoc img{display:block;max-width:100%;height:auto}
.assoc li:nth-child(4) img{border-radius:6px}
.assoc a{display:block;border-radius:6px;transition:opacity .15s}
.assoc a:hover{opacity:.75}
.assoc a:focus-visible{outline:2px solid var(--accent-ink);outline-offset:4px}
@media (max-width:820px){.assoc .wrap{flex-direction:column;align-items:flex-start}.assoc p{max-width:none}.assoc ul{gap:24px 32px}}

.social{display:flex;flex-wrap:wrap;gap:8px}
.social a{display:inline-block;padding:6px 14px;border:1px solid var(--line);border-radius:999px;font-size:.92rem;text-decoration:none;color:var(--ink);background:var(--white)}
.social a:hover{border-color:var(--ink)}
footer .social{margin-top:6px}
footer .social.dark a{background:transparent;border-color:#2A4763;color:#D5E1EC}
footer .social.dark a:hover{border-color:#D5E1EC;text-decoration:none;color:var(--paper)}

/* CTA band */
.cta{background:var(--ink);color:var(--paper)}
.cta .wrap{padding-top:80px;padding-bottom:80px;display:flex;flex-wrap:wrap;gap:32px;align-items:center;justify-content:space-between}
.cta p{color:#C6D6E6;margin-top:12px;max-width:52ch}
.cta .actions{display:flex;flex-wrap:wrap;gap:12px}

/* Footer */
footer.site{background:var(--deep);color:#B3C3D3;font-size:.95rem}
footer .top{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr 1.2fr;gap:40px;padding-top:64px;padding-bottom:48px}
footer h4{font:600 .95rem var(--body);color:var(--paper);margin:0 0 14px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
footer a{text-decoration:none}
footer a:hover{color:var(--paper);text-decoration:underline}
footer .brand b{color:var(--paper)}
footer .affil{border-top:1px solid #15304A;padding-top:24px;padding-bottom:24px;display:flex;flex-wrap:wrap;gap:8px 28px;color:#8DA3B9}
footer .legal{border-top:1px solid #15304A;padding-top:24px;padding-bottom:96px;font-size:.85rem;color:#7E93A8;display:grid;gap:10px}
footer .legal p{max-width:110ch}
footer .legal a{color:#B3C3D3;text-decoration:underline;text-underline-offset:3px}
footer .legal-links span{margin:0 8px}
@media (max-width:1000px){footer .top{grid-template-columns:1fr 1fr 1fr}}
@media (max-width:820px){footer .top{grid-template-columns:1fr 1fr}}
@media (max-width:480px){footer .top{grid-template-columns:1fr 1fr;gap:28px 20px}footer .top>div:first-child,footer .top>div:last-child{grid-column:1/-1}}


/* Blog */
.blog-filter{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:32px}
.blog-filter button{font:500 .95rem var(--body);padding:8px 16px;border-radius:999px;border:1px solid var(--line);background:var(--white);color:var(--ink);cursor:pointer}
.blog-filter button[aria-pressed="true"]{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.posts{list-style:none;margin:0;padding:0;border-top:1px solid var(--ink)}
.posts li a{display:grid;grid-template-columns:180px minmax(0,1fr);gap:24px;padding:20px 0;border-bottom:1px solid var(--line);text-decoration:none}
.posts li a:hover h3{text-decoration:underline;text-decoration-color:var(--brass);text-underline-offset:4px}
.posts .cat{color:var(--accent-ink);font-size:.92rem;font-weight:600;padding-top:3px}
.posts h3{font-size:1.2rem}
.posts p{color:var(--slate);margin-top:4px;font-size:.98rem}
@media (max-width:640px){.posts li a{grid-template-columns:1fr;gap:4px}}


/* Fit tool + fee estimator */
.fit-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:start}
.tool{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:28px;display:grid;gap:16px}
.tool h3{font-size:1.4rem}
.tool fieldset{border:0;margin:0;padding:0;display:grid;gap:8px;min-width:0}
.tool legend{font-weight:600;margin-bottom:8px;padding:0}
.tool fieldset label{display:flex;gap:10px;align-items:center;padding:10px 12px;border:1px solid var(--line);border-radius:8px;cursor:pointer;color:var(--ink)}
.tool fieldset label:hover{border-color:var(--ink)}
.tool fieldset label:has(input:checked){border-color:var(--ink);background:var(--mist)}
.tool input[type=radio]{accent-color:var(--ink);margin:0;flex:none}
.fit-result{border-top:1px solid var(--line);padding-top:16px;color:var(--slate)}
.fit-result b{display:block;font-family:var(--display);font-weight:400;font-size:1.35rem;color:var(--ink);margin-bottom:6px}
.tool .field{font-weight:600}
.money{display:flex;align-items:center;border:1px solid var(--line);border-radius:8px;background:var(--white);padding:0 12px}
.money:focus-within{outline:2px solid var(--brass);outline-offset:2px}
.money span{color:var(--slate)}
.money input{font:inherit;font-size:1.05rem;border:0;padding:12px 8px;width:100%;background:transparent;color:var(--ink);font-variant-numeric:tabular-nums}
.money input:focus{outline:none}
.tool select{font:inherit;font-size:1rem;border:1px solid var(--line);border-radius:8px;padding:12px;background:var(--white);color:var(--ink);width:100%}
.tool select:disabled{opacity:.55}
.tier-note{color:var(--accent-ink);font-size:.95rem}
.fee-out{border-top:1px solid var(--line);padding-top:16px;display:grid;gap:4px}
.fee-total b{font-family:var(--display);font-weight:400;font-size:2.4rem;font-variant-numeric:tabular-nums}
.fee-total span{color:var(--slate)}
.fee-month{color:var(--slate)}
.fee-total[hidden]{display:none}
.fee-lines{list-style:none;margin:8px 0 0;padding:0;display:grid;gap:6px;font-size:.95rem;font-variant-numeric:tabular-nums}
.fee-lines li{display:flex;justify-content:space-between;gap:16px;border-bottom:1px solid var(--line);padding-bottom:6px;color:var(--slate)}
.fee-lines li b{color:var(--ink);font-weight:600;white-space:nowrap}
.tool .fine{font-size:.85rem;color:var(--slate)}
.tool .btn{justify-self:start}
@media (max-width:860px){.fit-grid{grid-template-columns:1fr}}

.tier-how{font-size:.88rem;color:var(--slate);margin-top:12px}
/* Planning tool sign-up (was newsletter) */
.news-cta{margin:0;display:flex;flex-wrap:wrap;align-items:center;gap:10px 16px}
.news-cta span{font-size:.88rem;color:var(--slate)}
footer .news-cta{justify-content:flex-end}
footer .news-cta span{color:#8DA3B9;flex-basis:100%;text-align:right}
@media (max-width:820px){footer .news-cta{justify-content:flex-start}footer .news-cta span{text-align:left}}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
footer .news{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:24px 48px;align-items:center;padding-top:48px;padding-bottom:40px;border-bottom:1px solid #15304A}
footer .news h4{font-family:var(--display);font-weight:400;font-size:1.5rem;color:var(--paper);margin:0 0 6px}
footer .news p{max-width:52ch}
.news-blog{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:32px 56px;align-items:center}
@media (max-width:820px){footer .news,.news-blog{grid-template-columns:1fr}}

/* Reviews band */
.reviews-band{background:var(--mist);padding:72px 0 56px}
.rv-head{text-align:center;margin-bottom:40px}
.rv-head h2{font-size:clamp(1.9rem,3.6vw,2.7rem)}
.rv-nav{display:flex;gap:8px}
.rv-btn{width:44px;height:44px;border-radius:50%;border:1px solid var(--ink);background:transparent;color:var(--ink);font-size:1.6rem;line-height:1;cursor:pointer;display:grid;place-items:center;padding:0 0 3px}
.rv-btn:hover{background:var(--ink);color:var(--paper)}
.rv-btn:disabled{opacity:.3;cursor:default;background:transparent;color:var(--ink)}
.rv-track{list-style:none;margin:0;padding:0 0 8px;display:grid;align-items:start;transition:height .25s ease;grid-auto-flow:column;grid-auto-columns:calc((100% - 3*32px)/4);gap:32px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;scrollbar-width:none}
.rv-track::-webkit-scrollbar{display:none}
.rv-track:focus-visible{outline:2px solid var(--brass);outline-offset:6px}
.rv{scroll-snap-align:start;display:flex;flex-direction:column;gap:12px;border-top:2px solid var(--accent-ink);padding-top:20px}
.rv .stars{color:var(--accent-ink);letter-spacing:3px;font-size:1.05rem;margin:0}
.rv blockquote{margin:0;font-family:var(--display);font-size:1.22rem;line-height:1.45;color:var(--ink)}
.rv .who{margin:2px 0 0;font-weight:600;font-size:.95rem}
.rv .who span{display:block;font-weight:400;color:var(--slate);font-size:.88rem}
.rv-foot{margin-top:28px;display:flex;flex-direction:column;align-items:center;gap:16px}
.rv-foot a{font-weight:600;color:var(--ink);text-underline-offset:4px;text-decoration-color:var(--accent-ink)}
.rv-disc{margin:16px auto 0;font-size:.82rem;color:var(--slate);max-width:100ch;text-align:center}
@media (prefers-reduced-motion:reduce){.rv-track{scroll-behavior:auto;transition:none}}
@media (max-width:1000px){.rv-track{grid-auto-columns:calc((100% - 32px)/2)}}
@media (max-width:600px){.rv-track{grid-auto-columns:85%;gap:20px}.reviews-band{padding:56px 0 44px}}

/* Specialty page additions */
.niche-case{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr);gap:56px;align-items:start}
.niche-case .case-note{margin-top:20px}
@media (max-width:860px){.niche-case{grid-template-columns:1fr;gap:24px}}
.niche-ph .wrap{position:relative}
.ph-art{position:absolute;right:24px;top:50%;width:190px;height:190px;transform:translateY(-50%);fill:none;stroke:var(--brass);stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;opacity:.75}
@media (min-width:901px){.niche-ph .wrap{padding-right:300px}}
@media (max-width:900px){.ph-art{display:none}}
.case-filter{margin-bottom:28px}
.case-group[hidden]{display:none}
.case-group[hidden]+.case-group{margin-top:0}


/* Mobile trims */
.spec-mobile{display:none;margin-top:28px}
@media (max-width:600px){
  #page-home .spec{display:none}
  #page-home .spec-mobile{display:block}
  #page-home .principles{grid-template-columns:1fr 1fr;gap:24px 16px}
  #page-home .principles h3{font-size:1.05rem}
  #page-home .principles p{font-size:.88rem;line-height:1.45}
  #page-home .principles div{padding-top:12px}
  .serve p{font-size:.95rem}
}
.fit-sub{font-size:1.5rem;margin:56px 0 20px}

/* Navy section variant */
.block.navy{background:var(--ink);color:var(--paper)}
.block.navy h2,.block.navy h3{color:var(--paper)}
.block.navy .sec-head p,.block.navy .principles p{color:#C6D6E6}
.block.navy .principles div{border-top-color:var(--brass)}

/* Floating contact widget */
.talk{position:fixed;right:20px;bottom:20px;z-index:30;display:flex;flex-direction:column;align-items:flex-end;gap:12px;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .2s,transform .2s,visibility .2s}
.talk.show{opacity:1;visibility:visible;transform:none}
@media (prefers-reduced-motion:reduce){.talk{transition:none}}
.talk-btn{display:inline-flex;align-items:center;gap:8px;font:600 .9rem var(--body);padding:10px 16px;border-radius:999px;border:1px solid var(--ink);background:var(--ink);color:var(--paper);cursor:pointer;box-shadow:0 10px 28px rgba(3,24,44,.28);transition:background .15s,transform .15s}
.talk-btn:hover{background:#0A4677;transform:translateY(-1px)}
.talk-btn[aria-expanded="true"]{background:var(--deep)}
.talk-panel{width:300px;max-width:calc(100vw - 32px);background:var(--white);border:1px solid var(--line);border-radius:16px;box-shadow:0 18px 40px rgba(3,24,44,.22);padding:10px;display:grid;gap:4px;transform-origin:bottom right;animation:talkIn .18s ease-out}
.talk-panel[hidden]{display:none}
.talk-title{font-family:var(--display);font-size:1.1rem;padding:10px 12px 6px;color:var(--ink)}
.talk-panel a{display:flex;align-items:center;gap:14px;padding:12px;border-radius:10px;text-decoration:none;color:var(--ink)}
.talk-panel a:hover{background:var(--mist)}
.talk-panel a svg{flex:none;color:var(--accent-ink)}
.talk-panel b{display:block;font-weight:600}
.talk-panel small{display:block;color:var(--slate);font-size:.88rem}
@keyframes talkIn{from{opacity:0;transform:translateY(6px) scale(.98)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.talk-panel{animation:none}.talk-btn{transition:none}}
@media (max-width:640px){.talk{right:16px;bottom:16px}.talk-btn{padding:11px}.talk-btn span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}}
@media print{.talk{display:none}}

main>.page{display:none}
main>.page.active{display:block}

/* Spacing from the design (formerly inline styles) */
.is-s1{margin-top:32px!important}
.is-s2{padding-bottom:0!important}
.is-s3{margin-top:12px!important}
.is-s4{margin-top:20px!important}
.is-s5{display:flex!important;flex-direction:column!important;gap:20px!important}
.is-s6{margin-top:28px!important}
.is-s7{display:flex!important;flex-wrap:wrap!important;gap:12px!important;margin-top:28px!important}
.is-s8{margin-top:16px!important}
.is-s9{display:grid!important;gap:20px!important}
.is-s10{margin-top:36px!important}

/* ---------- WordPress additions ---------- */
.skip-link{position:absolute;left:12px;top:-80px;z-index:100;background:var(--ink);color:var(--paper);padding:10px 16px;border-radius:6px;text-decoration:none;font-weight:600}
.skip-link:focus{top:12px}
.screen-reader-text{border:0;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px;word-wrap:normal!important}
body.admin-bar header.site{top:32px}
@media (max-width:782px){body.admin-bar header.site{top:46px}}
@media (max-width:600px){body.admin-bar header.site{top:0}}
.posts li[hidden]{display:none}
.pagehead .post-date{font-size:1rem;margin-top:14px}
.post-back{margin-top:56px}
.not-found-links{display:flex;flex-wrap:wrap;gap:12px}

/* Blog posts and plain pages */
.prose{max-width:70ch;font-size:1.06rem}
.prose>*+*{margin-top:1.1em}
.prose>:first-child{margin-top:0}
.prose h2{font-size:clamp(1.5rem,2.6vw,1.9rem);margin-top:1.8em}
.prose h3{font-size:1.35rem;margin-top:1.6em}
.prose h4,.prose h5{font-family:var(--display);font-weight:500;font-size:1.2rem;line-height:1.3;margin-top:1.6em}
.prose h2+*,.prose h3+*,.prose h4+*{margin-top:.6em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li+li{margin-top:.45em}
.prose a{color:var(--accent-ink);text-underline-offset:3px}
.prose a:hover{color:var(--ink)}
.prose img{max-width:100%;height:auto;border-radius:6px}
.prose figure{margin:1.6em 0}
.prose figcaption{font-size:.9rem;color:var(--slate);margin-top:8px}
.prose blockquote{border-left:2px solid var(--brass);margin:1.4em 0;padding:2px 0 2px 20px;color:var(--slate)}
.prose table{border-collapse:collapse;width:100%;font-size:.95rem}
.prose th,.prose td{border-bottom:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.prose hr{border:0;border-top:1px solid var(--line);margin:2.2em 0}
.prose .wp-block-buttons{display:flex;flex-wrap:wrap;gap:12px}
.prose .wp-block-button__link{display:inline-flex;font:600 .98rem var(--body);text-decoration:none;padding:12px 22px;border-radius:999px;background:var(--ink);color:var(--paper)}
.post-hero{margin:0 0 2em}
.post-hero img{display:block;width:100%;height:auto;border-radius:8px}